BBVA is a customer-centric global financial services group founded in 1857. The Group has a strong leadership position in the Spanish market, is the largest financial institution in Mexico, it has leading franchises in South America. It is also the leading shareholder in Turkey’s Garanti BBVA and has an important investment, transactional and capital markets banking business in the U.S. Its purpose is to bring the age of opportunities to everyone, based on our customers’ real needs: provide the best solutions, helping them make the best financial decisions, through an easy and convenient experience. The institution rests on solid values: Customer comes first, we think big and we are one team. Its responsible banking model aspires to achieve a more inclusive and sustainable society.

ING is a global bank with a strong European base. We have 40 million clients in retail and wholesale banking that are served by more than 60,000 employees. ING offers Wholesale Banking services in 35 markets across Europe, the Middle East and Africa, the Americas, and Asia-Pacific. Our Wholesale Banking clients are corporates, financial institutions and public sector entities. We provide them with specialised lending, corporate finance, debt and equity market solutions, sustainable finance, payments & cash management and trade and treasury services. ING’s strategy is built around our purpose to empower people to stay a step ahead in life and in business. We aim to fulfil this by providing superior value to our clients and putting sustainability at the heart of what we do. In a world that’s constantly changing, we’re digital and sustainability pioneers, adept at adapting to the trends impacting our business, and the businesses of our clients.

Bolsas Mercados Españoles (BME), a SIX Group company, is the operator of all the securities markets and financial systems in Spain. Since its inception, the Group has been a benchmark in the sector in terms of solvency, efficiency and profitability. BME offers a wide range of products, services and trading systems based on an advanced and stable proprietary technology. The company also provides global market access systems to issuers, intermediaries and investors in Europe, America and Africa. One of the strengths of the Group resides in its diversification, apparent on the company structure, organized into seven business-units that represent the broadest and most varied range of products and services that a company in its sector can offer to the financial community: Equities, Fixed Income, Derivatives, Clearing, Settlement, Market Data, Consulting and New Technologies. BME is the repository of a long tradition of financial culture and best practice as well as a dynamic and modern company that invests in innovation and development and whose state-of-the-art technology has been exported to different countries.

European DataWarehouse (EDW) is a Securitisation Repository designated by both the European Securities and Markets Authority (ESMA)and the Financial Conduct Authority (FCA). It was established in 2012 as the first Securitisation Repository in Europe to facilitate the collection, validation, and download of standardised loan-level data for Asset-Backed Securities and private whole loan portfolios. EDW stores loan-level data and corresponding documentation for investors and other market participants. Operating as a market infrastructure, EDW aims to increase transparency and restore confidence in the ABS market. Through EDW's data, users can analyse underlying portfolios in a more efficient way and compare portfolios on a systematic basis. Since its inception as part of the European Central Bank’s Loan-Level Initiative, EDW has collected over 3 billion loan records and relevant documentation for more than 1,600 transactions.

Fitch Ratings is a leading provider of credit ratings, commentary, and research. Dedicated to providing value beyond the rating through independent and prospective credit opinions, Fitch Ratings offers global perspectives shaped by strong local market experience and credit market expertise. Fitch Group is a global leader in financial information services with operations in more than 30 countries. Fitch Group is comprised of: Fitch Ratings, Fitch Solutions, and Fitch Learning. With dual headquarters in London and New York, Fitch Group is owned by Hearst.

For more than 115 years, Moody's Ratings has been a leading provider of credit ratings, research, and risk analysis helping businesses, governments, and other entities around the globe to anticipate, adapt and thrive in this era of exponential risk. www.moodys.com/web/en/us/solutions/ratings.html

• Morningstar DBRS is a leading provider of independent rating services and opinions for corporate and sovereign entities, financial institutions, and project and structured finance instruments globally. Rating more than 4,000 issuers and 60,000 securities, it is one of the top four credit rating agencies in the world. Morningstar DBRS empowers investor success by bringing more transparency and a much-needed diversity of opinion in the credit rating industry. Its approach and size allow it to be nimble enough to respond to customers' needs in their local markets, but large enough to provide the necessary expertise and resources they require. Market innovators choose to work with Morningstar DBRS because of its agility, tech-forward approach, and exceptional customer service. Morningstar DBRS is the next generation of credit ratings. To learn more, visit dbrs.morningstar.com.

Pérez-Llorca is an international law firm that operates in Spain, Portugal and Mexico and provides high-end advice on major market transactions and disputes. The firm carries out multi-jurisdictional work in Europe, the Americas and Asia and offers comprehensive advice on Spanish, Portuguese, Mexican and European law with offices in Barcelona, Brussels, Lisbon, London, Madrid, Mexico City, Monterrey, New York and Singapore, where almost 500 lawyers and more than 800 professionals work together. For over 40 years, the firm’s highly motivated lawyers and staff have been working towards a common goal: to contribute to the business success of our clients by providing the results they need in the most efficient way. To this end, we offer first-rate legal services whilst always adhering to ethical and professional codes of practice.

FinanceMalta, is a non-profit public-private initiative, set up to promote Malta as an international financial centre. The organisation brings together, and harnesses, the resources of the industry and government, to ensure that Malta maintains a modern and effective legal, regulatory and fiscal framework in which the financial services sector can continue to grow and prosper.

Emisores Españoles, the association which defends the interests of the listed Spanish companies since its constitution, in 2009, provides its members with a scope of security, assistance and advice in any kind of question that may affect their interests, constituting a very useful forum for sharing the problems and doubts which appear in their daily practice. Moreover, Emisores Españoles has a privileged relationship with the Spanish supervisor, CNMV, and other public institutions and develops its activities through specific Working Groups, which study and analyze the regulations and participate in any public consultation which apply to the listed companies, also in the European scope, through European Issuers